SUN Safer Life is a traditional life insurance product that primarily helps address your need for income protection and estate preservation.

SUN Safer Life lets you enjoy these benefits:

MAXIMUM PROTECTION AT MINIMAL COST. Enjoy a maximum life insurance coverage to twice the face amount, at a cost that is more affordable than most permanent life insurance products. You may add a supplemental benefit or rider to provide additional protection for contingencies such as accidents or disability.

LONGER PROTECTION. Your coverage automatically renews every five years without evidence of insurability up to age 75 with premiums adjusted based on the insured's attained age upon renewal.

HASSLE-FREE CONVERSION. Opt to convert your coverage to any eligible life or investment-linked insurance product prior to the policy anniversary on or before the insured's age 65. Any additional benefit contained in the original policy may be included in the new policy if premiums are payable for life. Upon conversion, you will enjoy the same protection from the new product while payment terms and other benefits may vary, based on the new product selected.

FLEXIBLE PAYMENT MODES. Make payment more convenient depending on your goals. You may choose to pay your regular premiums annually, semi-annually, or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.


Sample Computation for Sun Safer Life

Age 30, Male, Non-Smoker

Face Amount: PhP 1,000,000

Death Benefit: PhP 2,000,000 (200% of Face Amount)

Riders:
1. Accidental Death Benefit (PhP 1,000,000)
2. Total Disability Benefit (Waiver of Premium)

Annual Premium for the first 5 years coverage
= PhP 12,300 (Php 1,025 per month)