Sun Fit and Well is a wellness product that helps you maintain a healthy lifestyle and offers life and critical illness insurance with anticipated endowments.

SUN Fit and Well lets you enjoy these benefits:

HEALTH AND WELLNESS BENEFITS. Enjoy special access and privileges to various wellness activities that will help you stay fit and healthy.

CRITICAL ILLNESS COVERAGE. This offers critical illness benefit to shield you from financial burden caused by any of the 114 covered critical illness conditions, additional cash benefit upon first diagnosis of any covered specific cancer condition, and additional benefits to cover expenses related to home recovery and palliative care.

GUARANTEED CASH BENEFITS. As early as age 64, you may advance 5% of your policy's Face Amount for 8 consecutive years. This gives you a steady income stream that you can rely on during your golden years.

LIFE INSURANCE PROTECTION. Secure your loved one's future with guaranteed life insurance protection equivalent to the policy's Face Amount less any previous amount paid for Minor Critical Illness and/or cash benefits. You may also enhance your benefits with the addition of riders or supplements which provide protection for contingencies such as accidental death and disability.

SPECIAL BONUS AND DIVIDEND EARNINGS. Be rewarded with a special bonus as the end of the premium paying period, and annual dividend earnings threafter which you may opt to get in cash or leave with Sun Life to accumulate.

LIMITED PAYMENT PERIOD. Pay your premiums for 10, 15 or 20 years via Annual, Semi-Annual or Quarterly mode, whichever is more convenient to you. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.

Sample Computation

Age 33, Male, Non-smoker

Face Amount: Php 1,000,000

Riders: Total Disability Benefit (Waiver of Premium)


Initial Life Coverage: Php 1,000,000

Specific Cancer Booster Benefit: Php 500,000

Guaranteed Cash Benefit: Php 50,000

Hospital Income Benefit: Php 1,250/day

Post Hospitalization Benefit: Php 5,000

Home Recovery Benefit: Php 625

Palliative Care Benefit: Php 100,000

Annual Premium: Php 35,190